Zubik v. Burwell: The Contraceptive Coverage Mandate Returns to the Supreme Court
ACA and RFRA: Setting the Scene The Affordable Care Act (ACA, commonly known as Obamacare) requires employers with 50 or more employees to provide health insurance. This insurance must cover certain contraceptive methods, including the so-called “morning after” pill. However, regulations under the ACA allow non-profit religious organizations to opt-out of providing contraceptive coverage to their employees by filing a notice of their religious objection to the Department of Health and Human Services (HHS) or the insurer or third-party administrator (TPA) of their health plan. Following an organization’s opt-out, the ACA will then require the insurer or TPA to provide separately for contraceptive coverage for the objecting employer’s employees. The Religious Freedom Restoration Act (RFRA) states that the government may not substantially burden a person’s exercise of religion unless the government satisfies the compelling interest test. The government satisfies the compelling interest test where (1) the burden’s application is in furtherance of a compelling government interest, and such application is (2) the least restrictive means of furthering that compelling interest. In Burwell v. Hobby Lobby the Court ruled that closely-held corporations are “persons” for purposes of RFRA, therefore the government is not challenging the assertion that nonprofit religious organizations are [read more]